/** Themify Default Variables * @var object */ global $themify; ?> Rates

Rates

ACCOUNT TYPE
RATE
A.P.Y. *
Regular shares 0.05% 0.01%
Christmas clubs 0.05% 0.01%
Vacation clubs 0.05% 0.01%
### – see below
AUTO LOANS
BASE RATE
LOAN TERMS
NEW or USED 2024 or 2023 models 5.49% ** 1 – 36 months [3 yrs]
NEW or USED 2024 or 2023 models 5.49% ** 37 – 48 months [4 yrs]
NEW or USED 2024 or 2023 models 5.49% ** 49 – 60 months [5 yrs]
NEW or USED 2024 or 2023 models 5.99% ** 61 – 72 months [6 yrs]
USED 2022 – 2019 models 5.99% ** 1 – 60 months [5 yrs]
USED 2018 or 2017 models 6.99% ** 1 – 36 months [3 yrs]
USED 2016 models or older models 6.99% ** 1 – 24 months [2 yrs]
HOME EQUITY LOANS

NMLS# 1028565
BASE RATE
LOAN TERMS
HOME EQUITY loan 4.74% ** 5 years [60 months]
HOME EQUITY loan 4.99% ** 7 years [84 months]
HOME EQUITY loan 5.49% ** 10 years [120 months]
HOME EQUITY loan 5.74% ** 15 years [180 months]
OTHER LOANS
RATE
LOAN TERMS
PERSONAL loans 8.50% – 10.50%        {Based on credit score} 1 – 60 months
SEASONAL loans 5.50% – 7.50%            {Based on credit score} 1 – 18 months

* APY = Annual Percentage Yield – For minimum balance requirements, please contact the credit union. Dividend rate listed is dividend paid the previous quarter. Rates are not guaranteed and are subject to change without notice.

###  Dividend rates are the projected rate to be paid at the end of the quarter, but dividend payments are based on actual financial results for the quarter, and therefore are not guaranteed.

**  Base Rate – This rate represents the Credit Union current rate for this type of loan. The Credit Union uses a Risk Based Loan Pricing model, so Individual rates and terms may vary depending on the credit worthiness of the Applicant.  Members with an excellent Risk Based score will receive a discount off the base rate.  Members with past credit issues who qualify for a loan may pay a higher rate than the base rate.  For loan guidelines, please go to Loan Application page of this website.

NMLS# 1028565