Rates

ACCOUNT TYPE
RATE
A.P.Y. *
Regular shares 0.01% 0.01%
Christmas clubs 0.01% 0.01%
Vacation clubs 0.01% 0.01%
### – see below
AUTO LOANS
RATE**
LOAN TERMS
NEW or USED 2021or 2020 models 1.99% *** (1.74% to Qualified Applicants) 1 – 36 months [3 yrs]
NEW or USED 2021 or 2020 models 1.99% *** (1.74% to Qualified Applicants) 37 – 48 months [4 yrs]
NEW or USED 2021 or 2020 models 1.99% *** (1.74% to Qualified Applicants) 49 – 60 months [5 yrs]
NEW or USED 2021 or 2020 models 2.99% *** (2.74% to Qualified Applicants) 61 – 72 months [6 yrs]
USED 2019 – 2016 models 3.99% *** (3.74% to Qualified Applicants) 1 – 60 months [5 yrs]
USED 2015 or 2014 models 4.99% *** (4.74% to Qualified Applicants) 1 – 36 months [3 yrs]
USED 2013 models or older models 4.99% *** (4.74% to Qualified Applicants) 1 – 24 months [2 yrs]
HOME EQUITY LOANS

NMLS# 1028565

RATE**
LOAN TERMS
HOME EQUITY loan 2.99% *** (2.74% to Qualified Applicants) 5 years [60 months]
HOME EQUITY loan 3.24% *** (2.99% to Qualified Applicants) 7 years [84 months]
HOME EQUITY loan 3.74% *** (3.49% to Qualified Applicants) 10 years [120 months]
HOME EQUITY loan 3.99% *** (3.74% to Qualified Applicants) 15 years [180 months]
OTHER LOANS
RATE**
LOAN TERMS
PERSONAL loans 8.00% – 10.00%        {Based on credit score} 1 – 60 months
SEASONAL loans 5.00% – 7.00%            {Based on credit score} 1 – 18 months

*APY = Annual Percentage Yield.  For minimum balance requirements, please contact the credit union. Dividend rate listed is dividend paid the previous quarter. Rates are not guaranteed and are subject to change without notice.
**For loan guidelines and qualification criteria, please contact the credit union or see the loan guidelines on the Loan Application page of this website.
***Approved applicants with credit scores of 700 or more, qualify for a 1/4% DISCOUNT off the rate for the term they choose.

###  Dividend rates are the projected rate to be paid at the end of the quarter, but dividend payments are based on actual financial results for the quarter, and therefore are not guaranteed.

NMLS# 1028565