Rates

ACCOUNT TYPE
RATE
A.P.Y. *
Regular shares 0.01% 0.01%
Christmas clubs 0.01% 0.01%
Vacation clubs 0.01% 0.01%
AUTO LOANS
RATE**
LOAN TERMS
NEW or USED 2017 or 2016 models 1.99% *** 1 – 36 months [3 yrs]
NEW or USED 2017 or 2016 models 1.99% *** 37 – 48 months [4 yrs]
NEW or USED 2017 or 2016 models 1.99% *** 49 – 60 months [5 yrs]
NEW or USED 2017 or 2016 models 2.99% *** 61 – 72 months [6 yrs]
USED 2015 – 2012 models 3.99% *** 1 – 60 months [5 yrs]
USED 2011 or 2010 models 5.29% *** 1 – 36 months [3 yrs]
USED 2009 models or older models 5.29% *** 1 – 24 months [2 yrs]
HOME EQUITY LOANS
RATE**
LOAN TERMS
HOME EQUITY loan 2.99% *** 5 years [60 months]
HOME EQUITY loan 3.24% *** 7 years [84 months]
HOME EQUITY loan 3.74% *** 10 years [120 months]
HOME EQUITY loan 3.99% *** 15 years [180 months]
OTHER LOANS
RATE**
LOAN TERMS
PERSONAL loans 8.00% – 10.00%        {Based on credit score} 1 – 60 months
SEASONAL loans 5.00% – 7.00%             Based on credit score} 1 – 18 months

*APY = Annual Percentage Yield.  For minimum balance requirements, please contact the credit union. Dividend rate listed is dividend paid the previous quarter. Rates are not guaranteed and are subject to change without notice.
**For loan guidelines and qualification criteria, please contact the credit union or see the loan guidelines on the Loan Application page of this website.
***Approved applicants with credit scores of 700 or more, qualify for a 1/4% DISCOUNT off the rate for the term they choose. See our Promotions & Specials page for more information.